Payy airdrop

Payy is a private, stablecoin-native bank in your pocket: a wallet, instant free payments, and fiat ramps in one app, where every transfer is shielded with zero-knowledge proofs so your activity cannot be linked back to you. You send or request money by sharing a Payy link (no gas, no fees, the recipient unlocks instantly), and it ships the first non-custodial stablecoin Visa card with privacy. It runs a zk-Points rewards program, and while no token is confirmed, the setup is a textbook pre-token play. Start with the invite: Payy.

Stablecoins are going mainstream, but public blockchains leak everything: anyone can see your balance, your salary, who you pay. That transparency is the single biggest blocker to using stablecoins like real money. Payy fixes it with ZK-shielded transfers so value moves privately, activity cannot be linked to a transaction, and you still hold your own keys. Deposits move across Ethereum, Base, Polygon, Optimism and Arbitrum, and inside Payy everything is instant, free and private. This is the "privacy is the unlock for real-world stablecoin adoption" bet, and Payy is one of the few teams actually shipping it in a consumer app.

Payy runs zk-Points, earned by holding a balance and referring friends, with a headline 10,000 points for activating the Payy Visa card. No token airdrop is officially confirmed, so treat points as speculative, but a funded consumer app with a named points system is the classic setup that has preceded most payment-app drops. The card activation bonus is the single biggest one-time lever.

• Project: Payy (Payy Network)
• Chain: Multichain deposits (Ethereum, Base, Polygon, Optimism, Arbitrum)
• Type: Private stablecoin bank (wallet, payments, fiat ramps) + non-custodial privacy Visa card
• Privacy: zero-knowledge proofs shield transfers; non-custodial (you hold keys)
• Payments: share a Payy link, recipient unlocks instantly, no gas, no fees
• Points: zk-Points from holding a balance + referrals; 10,000 for activating the Visa card
• Token: none confirmed (points speculative)
• Funding: $6M seed led by FirstMark Capital (Robot Ventures, DBA Crypto)
• Access: iOS and Android apps
• Related: stablecoin payments and neobank plays
• Join: Payy

Download Payy through the invite (Payy), fund a stablecoin balance (that alone starts accruing zk-Points), and use it for real: send a few Payy-link payments, and if it is available to you, activate the Visa card for the 10,000-point bonus - the biggest single lever. Share your referral link with people who will actually use it. This is a genuine consumer product you would use even without a token, which is exactly the kind of farm that pays off either way. Pair it with other stablecoin-yield plays so idle balances earn while Payy handles spending.

Full playbook in the Payy airdrop guide .

Real risk: it is a young app holding your funds (non-custodial, so keep your recovery safe), and no token is guaranteed. Only keep balances you are comfortable with, use the official app and domain only, and never share your seed phrase or recovery. Research, not financial advice.