XPlace airdrop

Solana Non-Custodial Credit Card – $XP Token

Status:

Q4 2026 TGE

10x Multiplier

Non-Custodial

Spend without selling your crypto.

Borrow USDC against SOL/USDC collateral, earn yield up to 16% APY, and spend globally via Visa card.

Accumulate XP through card usage for the confirmed $XP token airdrop (Q4 2026 TGE).

Up to 2% cashback + 10x XP multiplier on Platinum tier.

• Non-custodial – your crypto stays on-chain in smart contracts you control
• Earn 4–16% APY yield on deposited collateral
• Up to 2% USDC cashback + XP on every card purchase
• Tier multipliers: 1x (Free) to 10x ($5k/year Platinum)
• Confirmed $XP token TGE Q4 2026

| Metric | Value |

|--------|-------|

| TGE | Q4 2026 |

| Difficulty | Medium |

| Potential | Very High |

• Deposit SOL or USDC into the non-custodial Savings Hub
• Activate Credit Mode to borrow USDC against collateral
• Spend globally via XPLACE Visa card (virtual card issued instantly)
• Earn XP: $1 spent = 1 base XP × tier multiplier (1x–10x)
• Additional XP from deposits, trading, and referrals

• Basic (Free): 1x XP, 0.5% cashback, $50k limit
• Silver ($99/yr): 3x XP, 1% cashback, $150k limit
• Gold ($299/yr): 6x XP, 1.5% cashback, $400k limit
• Platinum ($5k/yr): 10x XP, 2% cashback, $750k limit

• Liquidation risk if collateral value drops
• Borrowed credit accrues interest
• Paid tiers only make sense above certain spending levels
• Requires KYC + collateral deposit

Full Tutorial

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