SHIPYARD / MONEY

Patience Points

Earn a verifiable streak every week you held your plan instead of panic selling.

Bisi set a one year DCA plan. Each week she keeps it without selling in a dip, she earns a streak credential that a savings circle uses to vouch for her.

Built for

The jobs it does

Own my identity and reputationAutomate my onchain grind
Blueprint

How the vessel is built

Mission

Make patience visible and trusted, so people who keep their word with money can be vouched for without exposing what they own.

The need

Small savers who keep a steady buying plan through scary dips have no way to prove that steadiness. Savings circles, lenders and even they themselves rely on word of mouth, while the people who panic sell look exactly the same on paper.

What it will never do

  • Never put your balance or holdings in a ring.
  • Never buy or sell for you outside the plan you set.
  • Never tell you what to buy or promise a return.
  • Never hide a missed week.
Owner playbook

Pick your voyage

Patience Points turns a quiet virtue into a credential, and whoever issues that credential becomes a trusted name in savings and lending circles. When you own it, every streak attestation is signed by your contract and every circle that relies on it relies on you. Nobody else's app gets to decide what counts as keeping your plan for your people.

Straight answers

Before you own it

I can't code. How do I issue onchain credentials?

The DCA schedule, adherence tracking and streak attestation ship ready on Base, Celo or Polygon. You choose the chain, the brand and the circles you invite. Changes to the rules are paid options, not code you write.

Is a streak credential worth anything to anyone?

Only if someone relies on it. That is why your first job is finding one savings circle or lending group that agrees to use streaks as a vouching signal. Without that, it is just a badge.

Am I giving financial advice by encouraging people to hold?

You should not tell anyone what to buy or hold. The user sets their own plan; the app only records whether they kept it. Say that plainly on every screen.

Is it really mine?

The attestation contract deploys from your wallet and the issuer name on every credential is yours. Your circles trust your issuer, not DEPLOYR.

What if people game it?

Some will try. Streaks are tied to the wallet that set the plan, and selling during the plan breaks the streak. Circles that rely on it should still use it as one signal among several.

Same berth

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