Update (October 2026): Payy's network was halted after a bridge exploit on Sept 24, 2026. Do not deposit. Payy status .

Stablecoins won't go mainstream until they're private - and Payy is shipping that now. It's a private stablecoin bank: ZK-shielded transfers (your balance + payments can't be linked to you), non-custodial, instant free Payy-link payments, and the first privacy Visa card. $6M seed led by FirstMark Capital. Farm zk-Points: hold a balance, refer, and the big one - 10,000 points for activating the card.

The full playbook: Payy airdrop guide