Tria Airdrop Guide 2026: Season 3 Points, Visa Card Tiers, Apple Pay, KYC, Fees and the TRIA Token
TRIA launched Feb 3, 2026. How Season 3 points and Mystery Boxes work, card tiers and cashback caps, fees, Apple Pay, KYC, and how to farm with spend and Hyperliquid trades.
Tria Airdrop Guide 2026: Season 3 Points, Visa Card Tiers, Apple Pay, KYC, Fees and the TRIA Token
Tria is a crypto neobank that tries to hide the chains from you: one self-custodial balance, a Visa card that pays from 1,000+ tokens, perps and spot trading, and Earn vaults. It already had its TGE , so the question is no longer "will there be an airdrop" but "are Season 3 points worth chasing". I re-read Tria's site, help center and card terms on October 27, 2026. Here is the honest version.
As of October 27, 2026: the TRIA token is live (February 3, 2026). Season 3 Tria Points have counted since May 6, 2026 and the season went live on June 1. There is no published end date or conversion rate for Season 3, so any future token reward from it is speculative. (access code VFFOWC1148).
Catalog entry: Tria .
What is Tria?
Tria describes itself as a self-custodial "neofinance" app for trading, earning and spending: "Your keys, always." In practice:
- Wallet with chain abstraction: one balance across Bitcoin, Ethereum, Solana, Base, Arbitrum, Optimism, Polygon, BNB Chain, Aptos and Tron. Most card top-ups are gasless.
- Card: a Visa usable in 150+ countries. Crypto converts to local currency at the moment you pay.
- Trading: spot and perps, including Tria's Hyperliquid and Decibel integrations.
- Earn: vaults advertised at up to 15%, depending on membership tier.
The site claims 500K+ users. Tria (formerly Threely) was founded by Vijit Katta and Parth Bhalla and announced a $12M pre-seed and strategic round on October 14, 2025, with P2 Ventures and Aptos, plus executives from Polygon, the Ethereum Foundation and Wintermute. Polychain and Polygon were pre-seed advisors.
Is the Tria airdrop confirmed?
The first one already happened. TRIA launched on February 3, 2026 with a 10 billion supply, 41.04% allocated to the community and about 21.89% circulating at TGE. Season 1 claims opened in the app that day, based on a January 30 snapshot, which upset users whose later activity rolled into Season 2. Season 2 XP ran February 1 to May 5, 2026, and rewards were paid in-app in May.
Season 3 is the live play:
- Points come from eligible card spend, trading, referrals and first-time product actions.
- Points unlock Mystery Boxes, opened at the end of each month from August 31. Rewards include cashback and ecosystem rewards.
- Referral tiers (bronze, silver, gold) depend on how many active users you bring, not sign-ups. Referral revenue share is tied to membership sales, card spend and futures fees.
What is not published: a Season 3 end date or how points convert into TRIA. Plan around the cashback and boxes you can see, and treat any token reward as upside.
Tria airdrop details
- Project: Tria (tria.so)
- Type: self-custodial neobank, Visa card, trading, Earn
- Token: TRIA, live since February 3, 2026
- Points: Season 3 Tria Points (since May 6, 2026), Mystery Boxes monthly
- Backers: P2 Ventures, Aptos; $12M pre-seed and strategic
- Card: Visa, issued by Nimbus, LLC under Tria's international terms
- Apple Pay / Google Pay: yes, where supported
- KYC : ID plus selfie, 18+
- Join:
The card tiers, cashback and fees
Tria sells three memberships: Lite (virtual card), Pro (plastic plus a Lite card) and Max (metal plus a Lite card). The cashback terms effective June 1, 2026 use the names Virtual, Signature and Premium:
| Card | Cashback | Monthly spend cap | Above cap |
|---|---|---|---|
| Virtual | 1.5% | $100 | 0.5% |
| Signature | 4.5% | $1,000 | 1.0% |
| Premium | 6.0% | $2,000 | 1.0% |
Staking badges add +0.25% to +2% on spend up to the cap. Cashback is paid in USDC or USDT, and the terms allow up to 12 months after each monthly period to pay it. Tria's help center shows a $1,000 cap for Lite, which conflicts with the terms; I go with the signed terms.
Fees from the international card terms: annual fee $25 (virtual), $109 (plastic), $250 (metal); FX up to 3%; international transaction up to 1%; USDC settlement up to 1%; ATM up to $2 plus 3%. The help center says pricing varies by region and the app shows your price before you pay. ATM withdrawals are Pro and Max only, up to $750 a day.
Excluded from cashback: ATM and cash withdrawals, gambling, cash-like transactions (including cryptocurrency purchases), P2P and account-funding transfers.
KYC and regions
You choose a country, pay for the membership, then complete KYC with personal details, a valid ID and a selfie. You must be 18+ and physically in the country you select, and the details must match your documents exactly. Tria is available in most countries; US citizens are excluded by its terms; check the app at sign-up, where unsupported countries see a message. Note that the membership fee is paid before KYC, and reviews report it is usually not refunded if verification fails, so check your country first. In Nigeria, BANEX Microfinance Bank markets the card.
Can the Tria card buy crypto on MoonPay or Pump.fun?
Not reliably. Tria's international card terms list cryptocurrency purchases among cash-like transactions the issuer may limit at its discretion, and its help center says Tria is a foreign-issued card that some merchants and their banks do not support. I found no report of a Tria card successfully buying through MoonPay. If you need crypto in a Tria wallet, deposit it directly instead.
How to farm Tria Season 3 (step by step)
Is Tria safe and legit?
Tria has known founders, named backers and a live token, and its card runs on the Visa network. The specific risks: TRIA has traded far below its May 2026 high, Season 3 rewards are not fixed, cashback can take up to a year to arrive, perps carry liquidation risk, and Earn vaults are DeFi risk. Tria says its team never DMs users, so ignore any private "claim" link.
FAQ
Is there still a Tria airdrop? TRIA already launched. Season 3 points feed Mystery Boxes and possible future rewards, with no published conversion.
Does Tria work with Apple Pay? Yes, where Apple Pay is supported.
What is the cheapest way to start? The Virtual card, with spending you already do.
Do Hyperliquid trades count? Yes, through Tria's integration, per the Season 3 launch announcement.
Pendle or Exponent angle? None live for TRIA or Tria Points.
Related? TUYO (pre-token card), XPlace , Hyperliquid and the full airdrops list .
Start here: . Research, not financial advice.
More field notes
New to web3, or want the bigger picture beyond airdrops? Explore web3wikis - how it works, why it matters, and what you can do with it.
Research, not financial advice.